Best crypto credit card 2021: Cryptocurrency rewards

Best crypto credit card 2021: Cryptocurrency rewards

 Increasingly, the world is going digital, and that includes how we spend. The cryptocurrency space is quickly evolving, which is why our team regularly monitors trends and new product launches to keep our thumb on the pulse of the industry. One new trend that is quickly gaining in popularity is the crypto rewards credit card.

As more and more crypto cards are becoming available, consumer interest is growing to earn rewards in this new way on everyday spending. Crypto credit cards function much like traditional credit cards, except that they source funds and pay rewards using digital currency, like Bitcoin. Backed by popular card issuers like Visa and MasterCard, you still enjoy flexible spending with enhanced rewards through cryptocurrency. 

To find the best crypto credit cards today, we regularly research and analyze several critical factors. This includes not only the rewards structure but also associated pricing and fees, cryptocurrency options, payment methods, and exchange options.


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Best overall

Annual fee: $0

Credit: None required

Rewards: CRO

Funding method: Crypto wallet

Account minimum: $0 - $400,000

As one of the first crypto cards, The Visa card fits into your life seamlessly with tons of rewards that make sense for daily life. You receive 100% back on your most-loved subscriptions, including Amazon Prime, Netflix, and Spotify. If you catch the travel bug, there are rewards there, too, with 10% back on Airbnb and Expedia purchases. You also receive exclusive airport lounge access. Rewards vary based on the card you choose, with most cards offering 3% to 5% CRO back and other rewards. There are also no ATM withdrawal fees for most cards and exclusive currency exchange rates when you maintain a higher monthly limit.

To get started, you will need to purchase's CRO tokens. Although sometimes referred to as a debit card, the card is, in fact, a prepaid card that uses's own digital currency. There is no maximum allotment per month for transactions involving currency exchange, allowing you to make as many exchanges as necessary. is compatible with more than 90 different cryptocurrencies, making it one of the most flexible crypto cards available today. The card itself is made of metal and is available in seven different colors. You can use your card anywhere Visa is accepted, and the exclusive app helps you manage your account on the go.


Compatible with most cryptocurrencies table

No fees

Entertainment rewards


Required use of tokens

Limited consumer resources

Complicated platform for new users

Go to to learn more.


Best rewards

Annual fee: $0

Credit:  Excellent

Rewards: 30+ cryptocurrencies

Funding method: Crypto wallet

Account minimum:  $0

Gemini automatically earns crypto rewards that are compatible with more than 30 different cryptocurrencies. While there are no exchange fees, it is important to note that exchanges are not guaranteed. Users will love that there is no annual fee, but there is no sign-up bonus, either. Fees on transactions range from 0.5% to about 4%, depending on your specific card. The Gemini card is issued by WebBank and created with MasterCard, allowing users access to all merchants that accept MasterCard. A convenient app also helps you manage your account, like freezing and unfreezing your card, and 24/7 live customer support will be available.

Gemini has a unique rewards structure that is paid in real-time and can be redeemed in several ways:

3% back on dining

2% back on groceries

1% back on all purchases

All rewards from eligible purchases are paid out via Bitcoin or another cryptocurrency accepted by Gemini. Members also receive access to MasterCard exclusives, such as special savings on purchases at Lyft, DoorDash, HelloFresh, and ShopRunner. MasterCard's signature Mastercard ID Theft Protection™ and Zero Liability and Price Protection benefits are also included.

The Gemini card is not yet available, but you can sign up for the waitlist to be notified when applications are being accepted. The card will be available in all 50 states in a sleek metal design in your choice of black, silver, or rose gold. 


Use anywhere MasterCard is accepted

Available nationwide

Multiple rewards structures


Currently waitlisted

No guaranteed exchanges

Fees can add up

Go to Gemini to learn more.


Best security

Annual fee: $0 

Credit: Good to Very Good

Rewards: BTC, XLM

Funding method: Crypto wallet

Account minimum: $0

Founded in 2012, Coinbase was already a leading crypto exchange when it launched its Coinbase Visa card. The Coinbase Visa is similar t

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